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Schools, Municipalities & Fire Districts

Fire Departments

When you’re out fighting a fire or responding to an emergency, you need to know that you have the right equipment – from trucks, to communications equipment, to protective gear – and the right insurance program to cover it all.

Our dedicated and experienced coverage team understands that. We’ve developed insurance that offers specialized property and liability coverages and pollution coverage for emergency and training operations. With Martin-Morris Agency, you’ll know that you have protection that responds to emergencies, just like you do.

School Districts

At Martin-Morris Agency, we know how important it is to keep your students and faculty, facility, and school materials protected.

Our coverage options protect a variety of educational institutions to ensure that your playgrounds, bleachers, and science labs are thoroughly protected. From Charter schools to public and private elementary and high schools, we work with you to assess your coverage needs and tailor a plan for you.

We offer

  • Commercial auto
  • General liability
  • Property insurance
  • Crime insurance
  • Data compromise insurance
  • Employee benefits liability insurance
  • Employment practices liability insurance
  • Law enforcement insurance
  • Schools leaders errors & omissions insurance
  • Violent event response insurance
  • And More!


City and other local governments have specialized insurance needs. Although they operate like a business, they also have a responsibility to govern and protect their citizens. Martin-Morris Agency understands the insurance needs of municipalities, and our insurance specialists work with you in order to assess risks and find viable insurance solutions.

We offer

  • Directors and officers insurance for city councils and boards
  • Employment practices liability insurance (EPLI) ( harassment or discrimination suits)
  • Law enforcement liability coverage {local police departments}
  • Public entity management liability (public officials)
  • Workers compensation insurance
  • General liability
  • Commercial owned and non-owned vehicle insurance
  • Business personal property coverage
  • Equipment breakdown and data loss protection
  • High-deductible and self-insured options

A smoothly operating, well-insured municipality invests in a community and its residents. To keep your local government running smoothly, you need the assistance of experienced agents. Let the professionals at Martin-Morris Agency help you better protect and serve the members of your community with customized municipality insurance. Call today for more information.